 |
LOANDOCUMENTATIONS 1- GRADUATE SCHEME :- - Identification Certificate Copy - Driving License Copy - Company Offer Letter - Company Confirmation Letter - Diploma/Degree/Master/PhD Certificate Copy 2- NORMAL SCHEME (GOVERNMENT / PRIVATE STAFF) :- - Identification Certificate Copy - Driving License Copy - 3 Months Pay Slip - 3 Months Accounts Statement / EPF Statement INTEREST 1- GRADUATE SCHEME :- ~ 3 – 10 Years (90% loan) = 3.60% ~ 3 – 10 Years (100% loan) = 3.80% *Interest rate subject to change without prior notice. 2- NORMAL SCHEME (GOVERNMENT / PRIVATE STAFF) :- ~ 3 Years = 2.80% ~ 5 Years = 2.80% ~ 7 Years = 2.80% ~ 9 Years = 2.80% ~ 10 Years (Bank Rakyat) = 3.99% *Interest rate subject to change without prior notice. For submission, you just prepare all documents and fax / email to us. We will assist you to buy a new car. INFORMATION 1- Loan period approval normally will take around 1 to 3 days (working days). Depend on customer documents and records with banks. 2- 3 records bank will check for customers. i- FIS ( ii- CCRIS ( iii- CTOS ( 3- Basic salary eligible is from RM1500 (basic salary + fix allowance) and above. Eligible salary follow by model. Minimum basic salary should be Monthly X 3 Months = Basic Salary / + Fix Allowance Eligible without any commitment. Example :- RM550 X 3 = RM1650 Basic salary lowest than eligible bank will request any site income with prove or guarantor with complete documents. Guarantor only from parent / husband / wife or sibling and must have income. |
Greeting from MR.WAN
